Want to Know more about our Down Payment Assistance Program? Call us at 770-302-0553 or 1-877-969-4467

We can help you get pre-approved for 

Down Payment Assistance today.

If you have been considering purchasing a new home and have been on the fence about buying a new home for a number of reasons we understand your hesitation because purchasing a home is a big financial decision to make when you have unanswered questions about your options. We have helped several renters understand the importance of homeownership and the benefits that homeownership has to offer. Call us today to get pre-approved at 1-877-969-4467 or 770-302-0553 to get started click on the button below and get on the road to homeownership.

Buying a Home VS Renting

1. What are the benefits of buying a home?  The main benefit of buying a home is to build equity for you and your family along with financial security vs if you pay rent every month you pay your landlord there is no return on your hard-earned dollars.

2. Another advantage of becoming a homeowner, you may make upgrades to the home without the approval of a landlord because you are the owner.

3. A home purchase is an investment that allows you to build equity in which all of your hard-earned dollars do not get to build and grow over time for example your children going to college or purchasing an investment property you can use the equity in your for when you need it.

4. You can later sell the property if you desire to in the event you want to downsize or move to a new area or rent your home out and earn rental income.

Renting a home can be costly in the long run 

1. Renting a home is designed to be temporary because you will never own the property not to build equity while renting the property.

2. Your landlord has control over the property in which limits you from upgrading the property or making any changes that are undesirable to the landlord.

3. You will receive periodic rent increases every lease renewal if the landlord decides to increase the rent or sell the property.

4. Let's say you are paying 1450 per month in rent and you have been renting the property for 36 months x $1450 = $ 52,200.00 that you have paid your landlord so far with no ROI vs paying a mortgage where you build equity, let's say you signed the new lease and the new rent amount is now $1650.00 per month a $200.00 per month rental increase if you stay in the property another 36 months $1650.00 X 36 =$19,800.00 after renting your residence for six years you will have paid out $111,600.00 to your landlord or rental management company. You can see from this example just how much money the landlord has received in just a six-year time span.

5. If you are ready to become a homeowner we can help you get pre-approved for 100% FHA financing that allows you as a first-time homeowner to get "DOWN PAYMENT ASSISTANCE" that will help with your closing cost and downpayment even with less than perfect credit pick up the phone now and call 770-302-0553 or 1-877-969-4467 to speak with one of our mortgage professionals about your options today. 

Additional Resources For Consumers 

Household Market Place, LLC is a Mortgage Broker in Georiga NMLD ID 2127581 we are an equal housing lender. If you need to reach out to any of the following government agencies they can be contacted by calling the telephone number listed next to the agency's name or you may also visit their website directly.

1. FHA Federal Housing Administration www.fha.gov or call 202-708-1112 to speak with a representative.

2. HUD U.S. Department of Housing and Urban Development. www.ushud.gov or call 202-708-1112 to speak with a representative.

3. VA U.S Department of Veterans Affairs by visiting www.va.gov or by calling 1-800-827-1100

4. Trans Union credit reporting agency www.transunion.com or you may also call 1-800-916-8800.

5. Equifax reporting agency www.equifax.com or you may also call 1-800-685-1111.

6. Experian reporting agency www.experian.com or you may also call 1-800-397-3742.

Please feel free to reach out to us any time for assistance regarding questions about mortgage-related questions. IF your question is real-estate related we can refer you to a real estate agent listed on our site. You are under no obligation to complete an application if you choose not to proceed with a loan.